The TOP-UP health insurance solution or ‘mutuelle’ provides for the reimbursement of the remainder of the cost of your medical treatment after partial reimbursement by the French Social Security or other basic medical insurance scheme
THREE LEVELS OF TOP-UP COVER: CLASSIC, COMFORT and LUXURY providing for supplementary reimbursement of your medical expenses between 150% and 400% of the Tarif de Convention after partial reimbursement by the French Social Security or other basic medical insurance scheme, according to the level of cover chosen.
CERTAIN TREATMENT NOT COVERED BY THE FRENCH SOCIAL SECURITY reimbursed.
EFFECTIVE DENTAL COVER INCLUDING DENTAL IMPLANTS
GENEROUS OPTICAL REIMBURSEMENT INCLUDING VISION CORRECTION SURGERY
LUMP SUM FOR BIRTH OR ADOPTION
ALTERNATIVE MEDICINES reimbursed: homeopathy, osteopathy, acupuncture, chiropractic, sophrology, etiopathy, aromatherapy, hypnosis, reflexology, chiropody, micro physiotherapy, naturopathy.
PERSONAL ACCIDENT COVER : Lump sum of €30,000 and funeral expenses of €5,000 in the event of accidental death included in LUXURY cover.
NO MEDICAL QUESTIONNAIRE and NO WAITING PERIOD for CLASSIC cover.
PREMIUM FREE from the third child onwards.
5% DISCOUNT for annual payment of your top-up insurance for France.
15% DISCOUNT for students
15 % DISCOUNT on your basic premium if you already have compulsory insurance for medical expenses caused by an accident.
IMPORTANT : Please note that any reimbursements received from another health insurance scheme will be deducted from the amount payable under our Top-Up medical insurance.
Consult and download information on TOP-UP insurance below:
Please ensure that you read all the documents, especially the Insurance Product Information Document, the Policy Wording and the Initial Disclosure Document*